The holiday season is approaching and I am sure that many of us are going to be shopping for gifts earlier than others. It probably goes without saying and we want to make sure that we have the best presents that anyone can possibly imagine. Prepaid gift cards, Visa being one of the many examples, are definitely an option to take into consideration. This is just one of the choices which, from what I have seen, can be highlighted thanks to the efforts that Bobby Jain is responsible for.
I do not want to write off this option in the slightest since, in my opinion, it is one that more than deserves its fair share of recognition. Like any gift card, you can present it to someone and allow them to make a purchase on whatever it is that they want. It is the most convenient present out there, especially if you are strapped for time and do not have the means to find something more sentimental. In this regard, a prepaid gift card can stand rather strongly.
My problem with many prepaid cards, though, is that they have expiration dates tied to them, which makes me scratch my head in wonder. Typically they can extend to five years or so, which isn't totally unreasonable but it makes me wonder why such a limit is set in place to begin with. Why not allow consumers to have them for as long as they desire until they decide to utilize them? It's the kind of choice which makes me scratch my head in utter confusion.
It seems as though only certain cards can be used at certain locations, as Bobby Jain would be able to tell you about. Keep in mind that many of the stores that we know about - Target and Walmart included - will allow usage of these cards, so it isn't like all stores prohibit such usage. However, you may come across a new location, meaning that you may not know everything that the policies entail. As a result, names along the lines of Jain can suggest calling ahead of time.
With these points in mind, there are both pros and cons to consider about prepaid gift cards. It's apparent that they will be popular gift options for many and I can definitely see why they have retained such popularity over the course of time. With that said, you want to be careful when giving them out, since you may not know if they will be useful or not. If this is not a problem, then I'm sure that Bobby Jain will be able to support these cards that much more.
I do not want to write off this option in the slightest since, in my opinion, it is one that more than deserves its fair share of recognition. Like any gift card, you can present it to someone and allow them to make a purchase on whatever it is that they want. It is the most convenient present out there, especially if you are strapped for time and do not have the means to find something more sentimental. In this regard, a prepaid gift card can stand rather strongly.
My problem with many prepaid cards, though, is that they have expiration dates tied to them, which makes me scratch my head in wonder. Typically they can extend to five years or so, which isn't totally unreasonable but it makes me wonder why such a limit is set in place to begin with. Why not allow consumers to have them for as long as they desire until they decide to utilize them? It's the kind of choice which makes me scratch my head in utter confusion.
It seems as though only certain cards can be used at certain locations, as Bobby Jain would be able to tell you about. Keep in mind that many of the stores that we know about - Target and Walmart included - will allow usage of these cards, so it isn't like all stores prohibit such usage. However, you may come across a new location, meaning that you may not know everything that the policies entail. As a result, names along the lines of Jain can suggest calling ahead of time.
With these points in mind, there are both pros and cons to consider about prepaid gift cards. It's apparent that they will be popular gift options for many and I can definitely see why they have retained such popularity over the course of time. With that said, you want to be careful when giving them out, since you may not know if they will be useful or not. If this is not a problem, then I'm sure that Bobby Jain will be able to support these cards that much more.
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Please contact Bob Jain for extra details about finances and how to best manage them.. Free reprint available from: Bobby Jain Can Evaluate Prepaid Gift Cards.
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